Try Claude
Lead FinderFind & enrich companies and people
AI Tools for Life Insurance Agents
AI tools that help life insurance agents find prospects, research financial planning data, generate client education content, track economic indicators, and close more policies.
Get started for free
Works in Chat, Cowork and Code
NameTitleCompany
James WhitfieldCEOWhitfield Industrial Group
Patricia HuangManaging PartnerHuang & Associates CPA
Marcus DelaneyVP OperationsNucor Corporation
Renee SullivanFounder & PresidentSullivan Health Group
4 of 84 matches · filtered to owner/C-suite
Prospect and lead research
Find high-net-worth individuals, business owners, and professionals in your target market who have life insurance needs. Build prospecting lists with contact details and qualifying signals.
Find dentists, physicians, and attorneys in the Scottsdale, AZ area with their own practices. These are typically high-income professionals with significant life insurance needs.
Found 84 matches: 31 physicians, 28 dentists, 25 attorneys with own practices in Scottsdale metro. Filtered to 52 with 10+ years established (higher income probability). Includes names, practice names, addresses, and LinkedIn profiles for outreach.
ToolRouter find_leads
NameProfessionPractice
Dr. Rachel KimPhysicianScottsdale Family Medicine (owner)
David Osei, DMDDentistOsei Dental Group
Sarah Navarro, Esq.AttorneyNavarro Family Law
Dr. Tom ReevesPhysicianDesert Orthopedics
52 filtered (10+ yrs established) of 84 total matches
Financial needs analysis calculations
Calculate how much life insurance coverage a client needs based on their income, debts, dependents, and financial goals. Run multiple scenarios to find the right coverage amount and policy type.
Calculate life insurance needs for a client: 38 years old, $150K annual income, $280K mortgage, $45K in college funding needs per child (2 kids ages 5 and 8), $30K final expenses, wants 10x income replacement.
Total coverage need: $1,720,000. Breakdown: income replacement $1.5M, mortgage $280K, education funding $90K, final expenses $30K, minus existing assets $180K. Recommendation: $1.75M 20-year term policy at current rates ~$92–$115/month for a healthy non-smoker.
ToolRouter calculate
Income Replacement (10x)
$1,500,000
Mortgage Balance
$280,000
Education Fund (2 children)
$90,000 ($45K each)
Final Expenses
$30,000
Recommended Coverage
$1,750,000 · 20-year term · ~$92–$115/mo
Client education content creation
Generate clear, compliant-ready educational content explaining life insurance concepts to clients. Create articles, email sequences, and social media posts that build trust and generate referrals.
Write a simple explainer article on why young families need life insurance even when they think they're too young to worry about it. Avoid jargon. Aim for 500 words.
Created 510-word article: "The $400,000 Mistake Young Parents Make." Uses relatable scenario of 32-year-old parent, includes 3 key reasons with plain-language explanations, ends with a call to action. Tone: conversational, not sales-y. Ready for blog or email newsletter.
ToolRouter repurpose_content
Title
"The $400,000 Mistake Young Parents Make"
Hook
Relatable scenario: 32-year-old parent with no coverage
Key Reasons (3)
Income replacement, mortgage protection, locked-in low rate
Tone
Conversational, not sales-y — suitable for blog or email
Word Count / CTA
510 words · Call-to-action included · compliance-review ready
Market and interest rate monitoring
Track interest rates, economic conditions, and market events that affect policy illustrations, annuity rates, and the timing of coverage recommendations for clients.
What are current interest rates that affect whole life cash value projections? I need the current crediting rate environment for annuity comparisons.
Current rate environment: Fed funds 4.25–4.50%, 10-yr Treasury 4.32%. Whole life dividend rates from major mutuals: 5.0–5.7% (2026 declared). Fixed annuity rates: 5.15–5.65% for 5-year products. MYGA rates at 5.2–5.8% for 3-year. Competitive illustration rates are historically favorable.
ToolRouter get_rates
10-Year Treasury
5-Year Fixed Annuity
ToolRouter search_events
Apr 9
CPI Inflation Report
Apr 16
Fed Beige Book Release
May 6–7
FOMC Meeting — Rate Decision
May 15
Core PCE Inflation Data
Jun 17–18
FOMC Meeting — Rate Decision
Estate planning and tax research
Research current estate tax thresholds, gift tax rules, and life insurance strategies for high-net-worth clients. Stay current on tax legislation that creates urgency for estate planning conversations.
What are the 2026 federal estate tax exemption amounts and gift tax annual exclusions? How might the 2026 TCJA sunset affect clients who need estate planning?
2026 federal estate tax exemption: $13.99M per individual ($27.98M married couple). Annual gift exclusion: $19,000 per recipient. TCJA sunset risk: exemptions scheduled to revert to ~$7M (inflation-adjusted) in 2026 if Congress doesn't act. Creates urgency for ILIT and irrevocable trust conversations with $7M+ estates.
ToolRouter get_rates
Federal Estate Tax Exemption
$13.99M per individual · $27.98M for married couples
Annual Gift Exclusion
$19,000 per recipient (2026)
TCJA Sunset Risk
Exemptions revert to ~$7M (inflation-adj.) if Congress doesn't act
Planning Urgency
Clients with $7M+ estates face 50%+ estate tax on amounts above threshold
ILIT Strategy
Irrevocable life insurance trust removes death benefit from taxable estate
Social media prospecting and content
Research what life insurance questions people are asking on social media and forums. Create content that answers those questions to attract inbound prospects.
Research what questions people in r/personalfinance and r/financialindependence ask about life insurance. What are the top misconceptions and unanswered questions?
Top questions: "Do I need life insurance if I have no dependents?" (1,847 posts), "Term vs whole life — which is better?" (2,100+ posts), "How much coverage do I actually need?" Common misconceptions: employer group life is sufficient (mentioned negatively 834 times), life insurance is only for death (400+ corrections needed). 3 content series ideas generated.
ToolRouter get_subreddit_details
TopicPost countContent opportunity
Term vs. whole life debate2,100+Unbiased comparison article — high demand
"Do I need life insurance with no dependents?"1,847Business owner key-person angle underexplored
How much coverage is enough?1,340Simple needs calculator post — very shareable
Employer life insurance misconceptions834"Group life isn't enough" explainer — high engagement
3 content series ideas generated from top topics
Ready-to-use prompts
Find business owner prospects
Find business owners with 10+ employees in the Atlanta, GA metro area in the manufacturing or construction industries. I am prospecting for buy-sell agreement funding and key person life insurance conversations.
Calculate coverage needs
Calculate life insurance needs for a 45-year-old self-employed consultant earning $200,000/year, with a $350,000 mortgage, $100,000 in remaining student loans, three college-age children, and $500,000 in retirement savings.
Estate tax research
Summarize 2026 federal estate and gift tax rules, including the scheduled TCJA exemption sunset and its implications for life insurance trusts and estate planning.
Interest rate environment
Pull current 10-year Treasury yields, Fed funds rate, and declared dividend rates for major mutual life insurers. I need this for whole life and IUL illustration discussions.
Competitor product research
Research the term life insurance products offered by Haven Life, Bestow, and Banner Life. Compare coverage amounts, premium competitiveness, underwriting process, and rider availability.
Client education content
Write a 400-word email explaining the concept of infinite banking and using a whole life policy as a financial tool. Write for a client who understands personal finance but has never heard of this strategy.
Reddit insurance questions
Find the most common questions and misconceptions about life insurance discussed on Reddit in the past year. Identify the top 10 topics I could create educational content about.
Key person insurance case research
Research how to calculate key person insurance coverage amounts for a business. Include the common methods (multiple of salary, loss of profits), what factors underwriters consider, and typical premium ranges.
Tools to power your best work
Content RepurposerTurn any content into posts, scripts, and articles
Deep ResearchAI research reports with citations
Posts & videos from 10+ platforms
Finance DataMarkets, rates, commodities & macro
Economic CalendarEarnings, IPOs, FOMC & events
Tax ReferenceUS tax brackets, rates & limits
Financial CalculatorDCF, bonds, options & portfolios
People SearchFind anyone across 500+ sites
165+ tools.
One conversation.
Everything life insurance agents need from AI, connected to the assistant you already use. No extra apps, no switching tabs.
High-net-worth prospecting campaign
Build and engage a pipeline of high-income professionals and business owners with estate planning needs.
Family protection needs analysis
Prepare a comprehensive financial needs analysis for a new family client meeting.
Social media content calendar
Create a month of educational life insurance content for LinkedIn and Instagram.
Frequently Asked Questions
Can I use AI to generate compliant insurance marketing materials?
AI tools can draft educational content and marketing copy, but life insurance marketing materials must be reviewed for state compliance before distribution. Always run generated content through your company's compliance approval process and ensure all required disclosures are added.
How accurate are the financial needs calculations?
The Financial Calculator performs precise arithmetic based on the inputs you provide. The output is as accurate as your inputs. For formal client presentations, always verify the calculation methodology matches your company's approved needs analysis approach.
Can lead finder provide verified contact information?
Lead Finder provides professional profile data including names, titles, companies, and LinkedIn profiles. Email and phone data varies in completeness. The tool enriches across multiple sources to maximize coverage, but verification is recommended before large outreach campaigns.
What economic events should life insurance agents monitor?
Key events: Fed interest rate decisions (affect whole life dividend rates and fixed annuity rates), estate tax legislative changes (create urgency for estate planning conversations), and market volatility events (create IUL and variable life conversations). Economic Calendar tracks all of these.
How do I research competitor policy illustrations?
Deep Research can surface publicly available information about competitor policy structures, premium ranges, and rider options from carrier websites, comparison sites, and industry publications. For precise illustration comparisons, request official illustrations directly from carriers.
Give your AI superpowers.
Get started for free
Works in Chat, Cowork and Code