Financial Calculator handles the quantitative side of finance — valuation models, bond math, options pricing, loan schedules, and portfolio analytics — with precision. No spreadsheet setup, no formula errors, just clean results with full workings.
It covers the core financial calculation toolkit: DCF valuation with Gordon Growth or exit multiple terminal values, WACC with CAPM support, Black-Scholes option pricing with all Greeks, bond pricing and yield-to-maturity solving, loan amortization with extra payment scenarios, present and future value solving, and portfolio risk metrics including Sharpe ratio, Sortino ratio, and maximum drawdown.
What you can do
- dcf_valuation — discounted cash flow model with terminal value and per-year present value breakdown
- wacc_calculator — weighted average cost of capital from capital structure with optional CAPM for equity cost
- bond_pricing — price a bond from yield or solve for yield from market price, with duration and convexity
- option_pricing — Black-Scholes pricing for calls and puts with full Greeks (delta, gamma, theta, vega, rho)
- loan_amortization — payment schedules with monthly/biweekly/weekly frequency and extra payment modelling
- time_value — solve for any unknown in PV/FV/payment/rate/periods equations
- portfolio_metrics — Sharpe, Sortino, max drawdown, alpha, and beta from periodic return series
Who it's for
Finance students, analysts, advisors, and investors who need reliable quantitative outputs without building their own models in Excel.
How to use it
- For company valuation, call dcf_valuation with your projected cash flows and a discount rate.
- For mortgage or loan analysis, call loan_amortization with the principal, rate, and term — add extra_payment to see how much you save.
- For portfolio analysis, call portfolio_metrics with a list of periodic returns.
Getting started
Call any skill directly with your inputs — all calculations run immediately with no setup required.
