AI Tools for Cyber Insurance Specialists

AI tools that help cyber insurance specialists assess technology risk, research threat intelligence, evaluate CVE exposures, and underwrite cyber policies with better data.

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RDP Exposed (Port 3389)
Open on 203.0.113.45 — high risk for ransomware entry
Apache 2.4.49 Detected
CVE-2021-41773 (CVSS 9.8) — path traversal / RCE, patch immediately
Admin Panel Exposed
/admin reachable without MFA — unauthorized access risk
SSL Certificate
Valid, expires in 180 days — no issues
Recommendation
Require remediation of 3 critical items before binding

Pre-bind cyber risk assessment

Scan a prospective insured's external attack surface before binding cover. Identify unpatched software, exposed admin panels, open RDP ports, and known CVEs affecting their public infrastructure. Get objective risk data instead of relying solely on self-reported questionnaires.

Run a security scan on the external perimeter of globalmanufacturing.com before we bind their $5M cyber policy.

Scan complete. Found 3 high-severity issues: RDP exposed on port 3389, Apache version 2.4.49 (CVE-2021-41773), and an admin panel reachable without MFA. Recommend requiring remediation of all three before binding.

ToolRouter scan_url
RDP Port 3389
Exposed on primary IP — ransomware entry vector
Apache 2.4.49
CVE-2021-41773 (CVSS 9.8) — actively exploited in wild
Admin Panel
/admin accessible without MFA — credential stuffing risk
SSL Health
Valid certificate · 200 days remaining
Verdict
Remediate 3 critical issues before binding $5M policy
ToolRouter search_cves
CVE-2021-41773
CVSS 9.8 Critical · path traversal + RCE · CISA KEV listed
Exploitation Status
Actively exploited in the wild — mass scanning observed
Patch
Apache 2.4.50+ — immediate upgrade required

CVE and threat intelligence research

Monitor the vulnerability landscape for high-impact CVEs affecting software your insureds commonly run. Understand which vulnerabilities are being actively exploited in the wild so you can proactively reach out to policyholders at elevated risk.

Which critical CVEs affecting Microsoft Exchange and VMware ESXi have been published in the last 60 days? Are any being actively exploited?

Found 4 critical CVEs. CVE-2024-21410 (Exchange NTLM relay, CVSS 9.8) is confirmed in active exploitation by multiple threat actors. CVE-2024-22252 (VMware ESXi heap overflow) has proof-of-concept code available. Both require urgent patching.

ToolRouter search_cves
CVE-2024-21410 (Exchange)
NTLM relay — CVSS 9.8 — active exploitation confirmed · CISA KEV
CVE-2024-22252 (ESXi)
Heap overflow · CVSS 9.3 · PoC code available on GitHub
CVE-2024-20767 (Exchange)
SSRF · CVSS 8.2 · no active exploitation observed
CVE-2024-22253 (ESXi)
Use-after-free · CVSS 9.3 · requires local access
Urgency
Patch CVE-2024-21410 and 22252 immediately — high exploitation risk

Ransomware and breach claims research

Research the incident history for industries in your book. Understand attack vectors, average ransom demands, recovery costs, and regulatory penalties to calibrate reserves and pricing for specific industry verticals.

Summarize ransomware losses in the K-12 education sector over the last 18 months. Include average recovery time, ransom amounts, and common attack vectors.

Found 34 confirmed incidents. Average ransom demand: $1.2M (paid in 41% of cases). Average recovery time: 26 days. Primary attack vectors: phishing (56%), RDP brute force (31%). Average total loss including downtime: $3.8M.

ToolRouter research
Incidents Confirmed
34 K-12 ransomware events in 18 months
Average Ransom Demand
$1.2M · paid in 41% of cases
Average Recovery Time
26 days — school operations significantly disrupted
Primary Attack Vectors
Phishing (56%) · RDP brute force (31%) · VPN exploits (13%)
Average Total Loss
$3.8M including downtime, recovery, notification costs
ToolRouter search_news
Clark County SD (NV)
$40M recovery cost · 3-week disruption · 2024
Albuquerque PS (NM)
Student data exfiltrated · FERPA notification required · 2025
Pattern
Summer attacks (July–Aug) when IT staff reduced — common timing

Competitor cyber insurance market research

Track how competing carriers are pricing cyber cover, what exclusions are becoming standard, and how capacity is shifting across industry sectors. Stay informed on market hardening, aggregate accumulation strategies, and new product launches.

Research how the top 5 cyber insurance carriers are currently approaching ransomware sublimits and war exclusions after the Lloyd's market changes.

Compiled intelligence on 5 carriers. All now include nation-state war exclusions per Lloyd's CL 380. Three have introduced ransomware sublimits at 25-50% of policy limit. Coalition and Corvus are differentiating via embedded security monitoring products.

ToolRouter research
War Exclusion (all 5)
Nation-state war exclusions per Lloyd's CL 380 — now standard
Ransomware Sublimits
3 of 5 carriers: 25–50% sublimit on ransomware component
Coalition
Embedded security monitoring (Active Insurance) — differentiated pricing
Corvus
Risk intelligence platform included · broker distribution model
Pricing Trend
Rate increases moderating after 2022–2023 hardening cycle

Prospecting technology and SME accounts

Find technology companies, healthcare providers, and financial services firms that are prime cyber insurance prospects. Target by employee count, technology stack, or revenue range to build a qualified pipeline.

Find healthcare technology companies in Texas with 100–500 employees that handle patient data and would need cyber liability cover.

Found 43 health tech companies matching criteria. 18 are SaaS platforms handling PHI, 12 are medical device firms with connected devices — both high-need segments for cyber. List includes CEO, CISO names, and LinkedIn profiles.

ToolRouter find_leads
CompanyTypeEmployees
MedBridge SolutionsSaaS EHR180
TexMed Devices IncMedical devices320
Clarus Health AnalyticsHealthcare data145
Apex TelehealthTelemedicine250
18 SaaS PHI + 12 connected device firms · 43 total matches

Domain and infrastructure due diligence

Look up DNS records, SSL certificate health, and domain registration details for prospective insureds. Verify that they maintain proper certificate hygiene and have not had their domains suspended or flagged for abuse.

Check the DNS configuration, SSL certificate status, and any security flags for prospectco.com before we process their renewal.

prospectco.com: SSL valid, expires in 245 days. SPF and DMARC records present. No domain blacklist flags. DNS is clean — no evidence of recent compromise or subdomain hijacking.

ToolRouter lookup_dns
CheckStatusDetail
SSL CertificateValidExpires in 245 days · DigiCert CA
SPF RecordPresentStrict policy — no unauthorized senders
DMARC PolicyPresentp=reject — full enforcement
Domain BlacklistsClearNo flags across 40+ reputation sources
Subdomain HijackingClearNo abandoned subdomains detected
DNS health: good · no concerns for renewal

Ready-to-use prompts

Scan external attack surface

Run an external security scan on targetcompany.com. List all open ports, software versions detected, and any known CVE vulnerabilities. Flag anything actively exploited in the wild.

Research ransomware trends

Summarize ransomware attack trends affecting US financial services companies in the last 12 months. Include average ransom, common entry vectors, and notable incidents.

Look up a CVE

Look up CVE-2024-3400 (PAN-OS command injection). Explain the severity, what systems are affected, whether it is being actively exploited, and what patches are available.

Find CISO prospects

Find CISOs and IT directors at US healthcare organizations with 100–1000 employees who might be evaluating cyber insurance. Include names, titles, and company details.

Check domain security

Check the DNS records, SSL certificate, and security reputation for applicant-domain.com. Flag any issues that are relevant to cyber insurance underwriting.

Pen test web app

Run a penetration test on the login page and API endpoints at api.targetapp.io. Test for SQL injection, XSS, authentication bypass, and other OWASP Top 10 vulnerabilities.

Research sector losses

Research cyber breach and ransomware losses specifically in the US manufacturing sector over the last 2 years. Include total losses, regulatory penalties, and common attack vectors.

Monitor high-severity CVEs

Search for all CVEs published in the last 30 days with a CVSS score of 9.0 or above affecting Windows Server, Cisco IOS, and Oracle databases.

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New cyber submission underwriting

Assess a new cyber submission objectively: scan external perimeters, look up active CVEs affecting their known stack, and research their sector's loss history.

1
Security Scanner icon
Security Scanner
Scan external attack surface for open ports and vulnerabilities
2
Vulnerability Database icon
Vulnerability Database
Look up CVEs affecting software versions detected in the scan
3
Deep Research icon
Deep Research
Research ransomware and breach loss history for their industry vertical
4
DNS & Domain icon
DNS & Domain
Verify DNS, SPF, DMARC, and SSL hygiene

Proactive portfolio risk monitoring

Regularly scan for newly disclosed CVEs affecting software commonly used by your policyholders and flag accounts that need urgent attention.

1
Vulnerability Database icon
Vulnerability Database
Pull new critical CVEs published this week
2
Security Scanner icon
Security Scanner
Re-scan accounts on impacted software
3
News icon
News
Monitor news for active exploitation campaigns

Cyber prospect outreach pipeline

Build a qualified prospect list in target verticals, research their likely exposures, and tailor outreach around specific risk factors.

1
Lead Finder icon
Lead Finder
Find IT leaders and executives in target industry and geography
2
Security Scanner icon
Security Scanner
Pre-screen prospect domains for obvious security gaps
3
Deep Research icon
Deep Research
Research sector-specific cyber risks to personalize outreach

Frequently Asked Questions

Can I use the security scanner on a prospect without their permission?

The Security Scanner performs passive reconnaissance on publicly accessible infrastructure — the same information a threat actor could gather. For active penetration testing, always obtain written authorization from the domain owner before running tests.

How current is the CVE vulnerability database?

The Vulnerability Database pulls from NVD, MITRE, and vendor advisories and is updated continuously. Newly published CVEs typically appear within hours of disclosure, including CVSS scores, affected versions, and patch availability.

Can these tools replace a formal cybersecurity audit?

These tools provide objective external risk indicators that complement questionnaires and broker submissions. They do not replace a formal penetration test or security audit by a qualified assessor, which may still be required for large accounts or certain policy conditions.

What information does the DNS lookup tool reveal about security posture?

DNS & Domain checks SPF, DKIM, DMARC configurations, SSL certificate validity and expiry, domain reputation against blocklists, and WHOIS registration data. Missing email authentication records are a strong predictor of phishing-related claims.

How do I research accumulation risk across my portfolio for a specific CVE?

Use Vulnerability Database to understand which software versions are affected, then cross-reference against self-reported technology stacks in your policy data. Deep Research can supplement with reports on which industries are being actively targeted for that specific vulnerability.

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