Try Claude
SEC FilingsSEC EDGAR filings & financial data
AI Tools for Surety Bond Underwriters
AI tools that help surety bond underwriters research principals, analyze financial statements, monitor contractor performance, and investigate construction projects to make faster and more accurate bond decisions.
Get started for free
Works in Chat, Cowork and Code
Corporate History
Incorporated 2016 Texas · Sole owner: Marcus T. Delgado
Litigation
2 labour disputes (settled 2018-2019), no defect claims
Debarment
No debarment flags found
Past Projects
TxDOT FM road work and municipal drainage · Revenue ~$4.2M
Principal investigation and background research
Build a comprehensive profile of a bond applicant before making underwriting decisions. Research company history, ownership structure, key personnel backgrounds, litigation exposure, and public records to identify risk factors not visible in the financial package.
I need a comprehensive background on Delta Roads LLC applying for a $3.5M performance bond. They're a Texas highway contractor, 8 years in business. Research their corporate history, key principals, any prior defaults or litigation, and public project history.
Delta Roads LLC: Incorporated 2016, Texas. Sole owner: Marcus T. Delgado (no prior defaults found). Three principals — all clean. Litigation: 2 labor disputes (both settled, 2018-2019), no construction defect claims. Past projects include TxDOT FM road work and municipal drainage projects. No debarment flags. Financial: 2022 revenue ~$4.2M based on public contract data.
ToolRouter research
Incorporated
2016 Texas · Owner: Marcus T. Delgado
Litigation
2 labour disputes (settled 2018–2019), no defect claims
Debarment
No flags found
Revenue
~$4.2M (based on public contract data)
ToolRouter search_companies
FieldDetail
StateTexas — incorporated 2016
OwnerMarcus T. Delgado — sole member
Registered AgentTexas Registered Agent, Austin
StatusActive · Good standing
No adverse registry actions
Contract and project research
Research the specific construction project being bonded — owner's history, project type, contract amount, public vs. private, and any unusual risk factors. For public projects, find the actual contract award and project details in government spending databases.
Research the $8.2M bridge rehabilitation project in King County, WA being bonded. Who is the project owner, what is the project scope, has the owner managed similar projects, and are there any public concerns or controversies about this project?
King County DPW bridge rehab project: Federal Highway Administration funded, state pass-through. Owner (WSDOT) has managed 340+ similar bridge projects. This contract (STPUL-000S(438)) awarded after competitive bid process. No controversies. Project scope: 2 bridge decks, 18-month timeline. Owner payment history on similar contracts: no liens found in public records.
ToolRouter search_contracts
2 pages
ToolRouter research
Owner Track Record
340+ similar bridge projects managed
Payment History
No liens found on similar contracts
Controversies
None found for this specific project
Funding Source
FHWA federal — stable funding
Contractor litigation and legal exposure
Search court records, regulatory actions, and legal databases for lawsuits, judgments, mechanic's liens, and regulatory violations involving a contractor or its principals. Identify legal exposure before it becomes a surety claim.
Search for any federal or state court cases, regulatory actions, or SEC violations involving Summit Steel Erectors Inc and its president John R. Hartley over the past 7 years.
Found: 1 OSHA citation (2021, unguarded elevated work surfaces, $7,500 penalty, resolved). 1 federal district court suit (Eastern District PA, 2022, subcontractor non-payment, $180K judgment — satisfied). John R. Hartley: clean. No state contractor board complaints in PA, NJ, or DE. No SEC filings or violations.
ToolRouter search_cases
OSHA Citation (2021)
Unguarded elevated surfaces · $7,500 · Resolved
Federal Court (2022)
EDPA · $180K subcontractor non-payment · Satisfied
John R. Hartley
Clean — no personal litigation
Sanctions and debarment screening
Screen applicant companies and principals against OFAC sanctions lists, SAM.gov debarment records, and international watchlists before writing federal project bonds. Ensure you're not bonding prohibited parties on government contracts.
Screen the following for SAM.gov debarment and OFAC sanctions before we issue bonds for federal highway projects: Cascade Bridge Partners LLC, owner Elena Vasquez, and CFO David Chen.
Screening complete. Cascade Bridge Partners LLC: not debarred, no OFAC match. Elena Vasquez: no matches on SAM or OFAC SDN list. David Chen: 1 potential name match (OFAC SDN) — requires DOB/address confirmation. Recommend manual verification before proceeding on federal contract bonds.
ToolRouter screen_entity
2 pages
Industry and market research
Research current construction market conditions, labor and material cost trends, subcontractor availability, and regional market health. Understand the environment your contractors are operating in when assessing their work program.
Research current construction market conditions in Florida. How is the residential and commercial pipeline, what's happening with labor and material costs, and are there subcontractor capacity concerns in the Tampa-Orlando corridor?
Florida construction market: Active commercial pipeline with $18B in projects under construction statewide. Labor costs up 8.2% YoY, driven by drywall and concrete finishing trades. Materials: lumber stabilized, steel slightly elevated. Tampa-Orlando corridor: electrical and mechanical subcontractor backlog running 6-8 weeks — elevated performance risk for prime contractors managing complex MEP scopes.
ToolRouter research
Pipeline
$18B in projects under construction statewide · active
Labor Costs
Up 8.2% YoY · drywall and concrete finishing trades tightest
Materials
Lumber stabilized · steel slightly elevated vs prior year
MEP Subcontractors
Tampa-Orlando corridor: 6–8 week backlog · performance risk flag
SEC filings and financial document research
For larger contractors or public companies, search SEC EDGAR for financial disclosures, annual reports, and material event filings. Access structured financial data to supplement the CPA-prepared statements in the underwriting package.
Search SEC EDGAR for any filings from Meridian Construction Group Inc or its parent holding company. I want their most recent 10-K, any 8-K material event disclosures, and bonding line disclosures.
Found: Meridian Construction Group parent (MCG Holdings Inc, NYSE: MCGH). Most recent 10-K: revenue $340M, backlog $520M, net income $12.4M. Recent 8-K (March 2024): disclosure of $28M settlement of a project dispute. Surety line: disclosed $450M aggregate, current utilization not stated. Working capital ratio: 1.8x.
ToolRouter search_filings
FilingKey dataValue
10-K (latest)Revenue$340M
10-K (latest)Backlog$520M
10-K (latest)Working Capital Ratio1.8x
8-K (Mar 2024)Project Dispute Settlement$28M
Surety line: $450M aggregate disclosed · current utilization not stated
Ready-to-use prompts
Principal background check
Research [company name] applying for surety bonds. I need: corporate history, ownership structure, key principals' backgrounds, any prior defaults or litigation, and public contract history.
Company registration lookup
Look up corporate registration, directors, registered agent, and ownership for [company name] in [state]. Include any affiliated entities or DBAs.
Litigation search
Search for federal and state court cases, judgments, and regulatory actions involving [contractor name] and its principals [names] in the past 7 years.
Government contract history
Find all federal contracts awarded to [contractor name] on USASpending.gov. Show contract values, agencies, project types, and completion status.
Sanctions screening
Screen [company name] and its principals [names] against OFAC SDN list, SAM.gov debarment records, and PEP databases before issuing bonds on federal projects.
Construction market conditions
Research current construction market conditions in [region/state]. Assess labor and material cost trends, subcontractor capacity, and any market risk factors affecting contractor performance.
SEC filings search
Search SEC EDGAR for financial filings from [company/parent name]. Retrieve the most recent 10-K, any 8-K material disclosures, and review for surety-relevant information.
Project owner research
Research [project owner name] for a [public/private] construction project. What is their history managing similar projects, payment history, and any issues on prior contracts?
Tools to power your best work
Deep ResearchAI research reports with citations
Regulatory ActionsSEC, CFPB, FDIC & Federal Register
Company LookupCompany data for UK, US & EU
Compliance ScreeningAML, sanctions, PEP & due diligence investigations
Legal ResearchCase law, statutes, regulations & legislation worldwide
Economic DataCensus, FRED, and labor stats
Government SpendingUS federal contracts, grants & budgets
165+ tools.
One conversation.
Everything surety bond underwriters need from AI, connected to the assistant you already use. No extra apps, no switching tabs.
New account underwriting investigation
Full investigation workflow for a new contractor account applying for a significant bond program.
Individual bond decision support
Research a specific project and principal for a single bond decision.
Annual account review
Annual review of an existing bonded contractor to assess ongoing capacity and any changed risk factors.
Frequently Asked Questions
What court records can Legal Research access?
Legal Research covers US federal district and circuit court cases, many state court databases, and regulatory enforcement actions. It's useful for finding reported judgments, settlement disclosures, and OSHA or contractor board violations. Local mechanic's lien records are typically county-level and may not be fully indexed — always verify with direct court searches for complete coverage.
How current is the compliance screening data?
Compliance Screening checks against OFAC SDN, OFAC Consolidated, SAM.gov debarment, and major international watchlists. These databases are updated frequently. However, for federal contract bonds, always verify compliance against the official SAM.gov database directly, as the tool aggregates multiple sources and you need a definitive primary-source check for federal work.
Can Government Spending data show contractor default or performance issues?
Government Spending shows awarded contracts, modifications, and termination-for-default records from USASpending.gov. Terminated contracts are flagged in the data and are strong indicators of past performance issues. This is one of the most valuable free tools for assessing a contractor's federal project track record.
What financial data can AI tools provide for underwriting?
For public companies, SEC Filings provides structured financial data from EDGAR. For private contractors, AI tools are limited to publicly available data — contract awards, property records, litigation. They supplement the CPA-prepared financial statements in your underwriting package but cannot replace them for private company financials.
How can I use AI to research construction market conditions for specific regions?
Deep Research synthesizes current industry reports, ENR data, and market news to assess labor availability, subcontractor capacity, and material cost trends in specific regions. This context is valuable when evaluating a contractor's work program and projecting their ability to perform on new contracts.
Give your AI superpowers.
Get started for free
Works in Chat, Cowork and Code