Tools / Tax Reference / Use Cases / Check Capital Gains Tax Rates

Check Capital Gains Tax Rates

Look up current long-term and short-term capital gains rates by income level and filing status.

Tool
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Tax Reference

Whether to hold an investment for one more day before selling is sometimes a tax question. Short-term gains are taxed as ordinary income; long-term gains qualify for lower preferential rates. At high income levels the difference can be 20 percentage points. But knowing exactly which rate applies requires knowing the current thresholds — which shift annually.

Tax Reference provides current capital gains rates for every income bracket and filing status. It covers both short-term and long-term rates, the 3.8% net investment income tax threshold, and qualified dividend treatment.

Investors timing sales around year-end, advisors structuring capital events, and anyone selling appreciated assets use this to make rate-informed decisions before executing a transaction.

Agent Guides

Claude

  1. Connect ToolRouter to Claude: claude mcp add toolrouter -- npx -y toolrouter-mcp
  2. Ask Claude: "What is my long-term capital gains rate at $250,000 of income, married filing jointly?"
  3. Claude returns the applicable rate with threshold context
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ChatGPT

  1. Add ToolRouter to ChatGPT using the MCP JSON configuration
  2. Ask: "What are the current long-term capital gains rates?"
  3. ChatGPT returns rates with income thresholds by filing status
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Copilot

  1. Add ToolRouter to your Copilot MCP configuration
  2. In Copilot Chat: "Fetch current capital gains rates for all income tiers"
  3. Copilot returns structured rate data with thresholds and filing statuses
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OpenClaw

  1. Connect ToolRouter to OpenClaw: openclaw mcp add toolrouter -- npx -y toolrouter-mcp
  2. Ask: "Get current long-term capital gains rates by income bracket"
  3. OpenClaw returns current rates with thresholds
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