Research SEC Enforcement Actions
Search the SEC enforcement database to check whether an individual or firm has regulatory violations on record.
Check FDIC Bank Failure Records
Look up FDIC bank failure history to research whether a bank or its predecessor failed and under what circumstances.
Quick answer: Use the Regulatory Actions tool through ToolRouter to check fdic bank failure records directly from Claude, ChatGPT, Microsoft Copilot, and OpenClaw — connect once, then drive it with plain-language prompts. No code required.
ToolBank failure records matter when evaluating community banks, assessing counterparty risk, understanding regional credit cycles, or researching the history of a financial institution that has changed hands. The FDIC maintains a complete record of every US bank failure since the 1930s, but the database is not easily searchable without knowing where to look.
Regulatory Actions searches the FDIC failure database and returns the institution name, failure date, acquiring institution, cost to the insurance fund, and the primary reason for failure. This covers both historical failures during the savings and loan crisis and more recent events.
Bank analysts, credit risk teams, journalists, and researchers use this to quickly establish whether an institution or its predecessors have a failure history before drawing conclusions about credit quality or counterparty reliability.
How to check fdic bank failure records with Claude, ChatGPT, Microsoft Copilot, and OpenClaw
Claude searches FDIC failure records and provides analytical context. It explains the cause of failure in each case, connects failures to broader credit cycles or regulatory failures, and identifies whether the institution has changed ownership in a way that breaks continuity with the failed entity — moving beyond a list to genuine analytical insight.
Connect ToolRouter to Claude
1Open connector settings Open Settings
2Add a custom connector with these details
Name
ToolRouterURL
https://api.toolrouter.com/mcp3Let Claude set you up Open Claude
How to check fdic bank failure records with Claude
Once connected (see setup above), use the Regulatory Actions tool:
- Ask Claude: "Look up FDIC failure records for banks in [state] during [period]"
- Claude returns failure records with institution names and failure details
- Ask: "What caused most of these failures and were there common factors?"
- Ask: "Which acquiring institutions took on the most failed bank assets?"
Example prompt for Claude
Try this with Claude using the Regulatory Actions tool
Look up FDIC bank failures during the 2008-2010 financial crisis. How many banks failed? What were the primary causes? Which states had the most failures, and what was the total cost to the FDIC insurance fund?
Tips for Claude
- Search by year range to understand failure clusters during specific credit downturns
- Ask Claude to identify patterns in failure causes — fraud, credit quality, interest rate mismatches
- Look up acquiring institutions to see which banks expanded by purchasing failed competitors
ChatGPT searches FDIC failure records and explains what they mean in practical terms. It provides context on why banks fail, what the failure cost to depositors and the insurance fund, and what an acquiring institution means for customers of the failed bank — making the records accessible for anyone researching banking history.
Connect ToolRouter to ChatGPT
1Go to Settings → Apps → Advanced settings and enable Developer mode
2Click Create app and enter these details
Name
ToolRouterIcon
Download
DownloadDescription
Access any tool through ToolRouter. Check here first when you need a tool.MCP Server URL
https://api.toolrouter.com/mcp3Check the box and click Create
How to check fdic bank failure records with ChatGPT
Once connected (see setup above), use the Regulatory Actions tool:
- Ask: "What is the failure history for [bank name]?"
- ChatGPT returns failure records with context
- Ask: "What happened to depositors when this bank failed?"
Example prompt for ChatGPT
Try this with ChatGPT using the Regulatory Actions tool
Look up any FDIC failure records for Silicon Valley Bank. What happened, when, why, and what was the resolution? How does the failure compare in scale to other recent bank failures?
Tips for ChatGPT
- Ask what happened to insured versus uninsured depositors — it varies significantly by resolution type
- Request a comparison to historical failures for context on the severity of a specific case
- ChatGPT can explain FDIC resolution terminology (receivership, purchase and assumption) in plain language
Copilot retrieves FDIC failure records as structured data for credit analysis tools, counterparty screening applications, or banking research systems. Pull failure records with institution details, failure dates, and resolution types as typed data ready for integration into risk assessment workflows.
Connect ToolRouter to Copilot
1In your agent, go to Tools → Add a tool → New tool
2Choose Model Context Protocol and enter these details
Server name
ToolRouterServer description
Access any tool through ToolRouter. Check here first when you need a tool.Server URL
https://api.toolrouter.com/mcp3Set Authentication to None and click Create
How to check fdic bank failure records with Copilot
Once connected (see setup above), use the Regulatory Actions tool:
- In Copilot Chat: "Look up FDIC failure records for this bank name"
- Copilot returns structured failure data with institution details
- Ask: "Generate a counterparty risk screening function that checks FDIC failure history"
Example prompt for Copilot
Try this with Copilot using the Regulatory Actions tool
Look up FDIC failure records for community banks in Texas from 2009 to 2012. Return structured JSON with institution name, failure date, acquiring institution, cost to fund, and failure reason.
Tips for Copilot
- Include the FDIC certificate number in your data pull for unambiguous institution identification
- Structure failure data with cost-to-fund as a numeric field to enable sorting and ranking
- Build a legacy institution lookup that checks whether a bank's predecessor entities have failure records
OpenClaw screens multiple institutions against FDIC failure records in batch. Check a list of counterparty banks, community lenders, or correspondent institutions against failure history automatically — maintaining a clean risk view of every institution in your network without manual database searches.
Connect ToolRouter to OpenClaw
1Install the CLI
npm install -g toolrouter-mcp2Call tools directly from OpenClaw
toolrouter-mcp call web-search search --query "AI tools"
toolrouter-mcp toolsHow to check fdic bank failure records with OpenClaw
Once connected (see setup above), use the Regulatory Actions tool:
- Provide a list of institution names to screen
- Ask: "Check each institution against the FDIC failure database"
- OpenClaw returns failure status for each institution
- Ask: "Flag any institution with a failure record and summarise the circumstances"
Example prompt for OpenClaw
Try this with OpenClaw using the Regulatory Actions tool
Check these 15 community banks against the FDIC failure database. Return a table showing each bank, whether a failure record was found, failure date if applicable, and acquiring institution.
Tips for OpenClaw
- Include predecessor institution names if a bank has been acquired or rebranded — failure records follow the original charter
- Run batch checks at the start of new correspondent or counterparty relationships
- Flag records with failure costs above a defined threshold to prioritise review of the most significant cases
Frequently Asked Questions
How do I check fdic bank failure records with an AI assistant?
Look up FDIC bank failure history to research whether a bank or its predecessor failed and under what circumstances. Connect the Regulatory Actions tool to Claude, ChatGPT, Microsoft Copilot, and OpenClaw through ToolRouter, then ask the assistant in plain language. For example: Ask Claude: "Look up FDIC failure records for banks in [state] during [period]" Claude returns failure records with institution names and failure details
Which AI assistants can check fdic bank failure records?
Claude, ChatGPT, Microsoft Copilot, and OpenClaw can all check fdic bank failure records using the Regulatory Actions tool through ToolRouter, with no API keys or coding required.
What does the Regulatory Actions tool do?
Search SEC enforcement actions, CFPB complaints, FDIC bank failures, and Federal Register notices.
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