---
title: ToolRouter — Tool Detail
description: Detailed documentation for a ToolRouter tool including skills, parameters, and examples.
url: https://toolrouter.com/tools/regulatory-actions
---
# Regulatory Actions

Search enforcement actions and regulatory filings from US financial regulators. Covers SEC litigation releases, CFPB consumer finance enforcement, FDIC bank failures, and Federal Register rules and proposed rules by any agency.

- **Version:** 0.01
- **Categories:** finance, security

## Skills (4)

### SEC Enforcement (`sec_enforcement`)

Search SEC enforcement actions including litigation releases and accounting/auditing enforcement releases via EDGAR full-text search. Filter by keyword and date range.

**Parameters:**

| Name | Type | Required | Description |
|------|------|----------|-------------|
| `query` | string | No | Keyword search (e.g. company name, person, topic). Defaults to broad enforcement search if omitted. |
| `days` | number | No | Number of days to look back (default: 90) |

**Returns:** SEC litigation releases with release number, date, respondent names, and links to full release details

**Examples:**

*Search recent SEC enforcement actions:*

```json
{}
```

*Search SEC actions related to fraud:*

```json
{
  "query": "fraud",
  "days": 180
}
```

*Search SEC actions for a specific company:*

```json
{
  "query": "Goldman Sachs"
}
```

### CFPB Enforcement (`cfpb_enforcement`)

Browse enforcement actions from the Consumer Financial Protection Bureau. Search by keyword to find actions against specific companies or involving specific financial products.

**Parameters:**

| Name | Type | Required | Description |
|------|------|----------|-------------|
| `query` | string | No | Keyword search to filter actions (e.g. company name, product type like "mortgage" or "credit card") |
| `limit` | number | No | Maximum number of results to return (default: 20) |

**Returns:** CFPB enforcement actions with case name, filing/settlement dates, respondents, financial products involved, and types of relief

**Examples:**

*Get recent CFPB enforcement actions:*

```json
{}
```

*Search CFPB actions involving mortgages:*

```json
{
  "query": "mortgage"
}
```

*Search CFPB actions against a specific company:*

```json
{
  "query": "Wells Fargo",
  "limit": 10
}
```

### FDIC Bank Failures (`fdic_failures`)

Look up FDIC bank failures including bank name, location, acquiring institution, and closing date. Filter by year and state to analyze banking sector stability.

**Parameters:**

| Name | Type | Required | Description |
|------|------|----------|-------------|
| `year` | number | No | Filter by closing year (e.g. 2023) |
| `state` | string | No | Filter by US state abbreviation (e.g. "CA", "NY", "TX") |
| `limit` | number | No | Maximum number of results to return (default: 50) |

**Returns:** FDIC bank failures with bank name, location, certificate number, acquiring institution, closing date, and insurance fund

**Examples:**

*Get all recent FDIC bank failures:*

```json
{}
```

*Get bank failures in 2023:*

```json
{
  "year": 2023
}
```

*Get bank failures in California:*

```json
{
  "state": "CA",
  "limit": 20
}
```

### Federal Register (`federal_register`)

Search the Federal Register for rules, proposed rules, and notices from federal agencies. Filter by keyword, document type, and agency to track regulatory activity.

**Parameters:**

| Name | Type | Required | Description |
|------|------|----------|-------------|
| `query` | string | No | Keyword search (e.g. "cryptocurrency", "emissions", "banking") |
| `type` | string | No | Document type filter (default: "all") (rule, proposed_rule, notice, presidential_document, all) |
| `agency` | string | No | Filter by agency slug (e.g. "securities-and-exchange-commission", "consumer-financial-protection-bureau") |
| `limit` | number | No | Maximum number of results to return (default: 20, max: 20) |

**Returns:** Federal Register documents with title, abstract, publication date, agency names, type, CFR references, docket IDs, and links to full text

**Examples:**

*Get the latest Federal Register documents:*

```json
{}
```

*Search for final rules about cryptocurrency:*

```json
{
  "query": "cryptocurrency",
  "type": "rule"
}
```

*Get proposed rules from the SEC:*

```json
{
  "type": "proposed_rule",
  "agency": "securities-and-exchange-commission"
}
```

## Quick Start

```bash
# Via CLI
TOOLROUTER_API_KEY=tr_live_xxx npx -y toolrouter-mcp call regulatory-actions sec_enforcement

# Via REST API
curl -H "Authorization: Bearer tr_live_xxx" \
     -d '{"tool":"regulatory-actions","skill":"sec_enforcement","input":{}}' \
     https://api.toolrouter.com/v1/tools/call
```

## Frequently Asked Questions

### Can I search SEC enforcement by company or topic?

Yes. `sec_enforcement` searches SEC litigation releases and accounting or auditing enforcement releases by keyword and date range.

### Can I check CFPB cases or FDIC bank failures?

`cfpb_enforcement` covers consumer finance actions, and `fdic_failures` lists bank failures with year and state filters for quick banking-sector checks.

### Can I follow new rules and proposed rules from federal agencies?

`federal_register` searches rules, proposed rules, notices, and presidential documents by keyword, document type, or agency slug.

### How do I narrow the results when I only care about one regulator?

Use the regulator-specific filters: `federal_register` for agency and document type, `cfpb_enforcement` for a keyword plus limit, and `fdic_failures` for year or state.

---

## Get Started with ToolRouter

**Already connected?** Call any tool with `use_tool({ tool, skill, input })`. Browse tools with `discover` or visit https://toolrouter.com/llms-full.txt

**New to ToolRouter?** Connect with one command (no API key needed — auto-provisions on first use):

```bash
# MCP (Claude Code, Codex CLI)
claude mcp add toolrouter -- npx -y toolrouter-mcp

# MCP (Cursor, Windsurf, Cline, VS Code, Gemini CLI, Claude Desktop)
{"mcpServers":{"toolrouter":{"command":"npx","args":["-y","toolrouter-mcp"]}}}

# Claude Chat / Claude Cowork / Claude Mobile — add as a connector:
# Settings → Connectors → Add custom connector → URL: https://api.toolrouter.com/mcp

# ChatGPT — add as an app:
# Settings → Apps → Advanced settings → enable Developer mode → Create app → MCP Server URL: https://api.toolrouter.com/mcp

# CLI (works instantly, no restart needed)
npx -y toolrouter-mcp tools                    # browse all tools
npx -y toolrouter-mcp search "seo"             # search by keyword
npx -y toolrouter-mcp call seo analyze_page --url https://example.com
```

Free tools work immediately. For paid tools, visit https://toolrouter.com/claim to add credits.

All platforms: https://toolrouter.com/connect | Full catalog: https://toolrouter.com/llms-full.txt | Docs: https://toolrouter.com/docs